TermLife Mutual is licensed to present and allow our customers to Apply for life insurance in the state of Florida. Both guest of Florida and residents of Florida can Apply for life insurance. With TermLife Mutual, you can click, quote, apply and get approval all online without a need for an agent to ever speak with you. TermLife Mutual works with Haven Life, a wholly owned subsidiary of MassMutual. As an A+ rated company you have the backing of financial strength.
Florida is a sweet spot for vacations. It is one of the most visited places in the world! So, when a non-Floridian but U.S citizen comes to visit the states of Florida enjoy all the tourist attractions, the world-renowned beaches and beautiful weather. TermLife Mutual adds another component, now a U.S visitor to the state of Florida can apply for life insurance while on vacation.
The resident of Florida has some great perks as well. They have the ability to reach a beach less than a few hours away from wherever they live in Florida. In addition, tourist attractions often have discounts for Florida resident. At TermLife Mutual, a Florida can apply anytime day or night and once approved, that person can save and/or print his or her policy within 15 minutes of starting the application.
Florida residents have many quality reasons for living here in addition to the beautiful beaches, tourist attractions.
1.Florida has no state income tax
One perk of living is Florida is no state income taxes. The majority of other 50 states have an income tax from the state. Florida residents never have worry about paying taxes to their state’s revenue services. However, Florida continues to have to pay to the IRS for federal taxes. If Florida ever gets a state income, which is not likely, there will be a lot of unhappy citizens in Florida. A Florida resident having no state income tax allow for an opportunity to buy life insurance to protect financial interest. TermLife Mutual has an easy, simple online application to apply for up to 500,000 of term life.
2.Florida Homestead Law
Florida’s Homestead Law protects a Florida resident from losing their home due to some type of debt like a lien holder or creditor, of course, except for mortgages. In addition, this allows of protection directly in the Florida State Constitution that would take a lot of politicians to get together to change a beneficial law as the Florida’s Homestead Law. Many people purchase term life insurance for protection of their mortgage in the case of an untimely death. Mortgage Protection is one of the main reason people by term life insurance. TermLife Mutual allows for individuals to apply for 500k of life insurance to protect their mortgage.
3.Tropical Wildlife and Other Wildlife
Florida residents have the opportunity to experience sea turtles, alligators, snakes, bears, flamingos, dolphins. These are just a few of the wild animals that many Floridians are accustomed to seeing only a daily occurrence. These beautiful animals allow Florida residents to remember the great benefits that nature has to offer. TermLife Mutual would like you as Florida resident or guest to apply for life insurance today.
I am James Sparkman. I am the founder and CEO of TermLife Mutual. I am afamily-oriented person. My wife and I have been married for over 20 years! We have 5 children. We have 2 set of twins and 1 middle child. Since joining the financial services industry in 2004, I have made it my focus to help individuals, families and business owners save money on life insurance costs, reduce taxes, protect assets, build wealth and eliminate debt. While I try to help everyone that I can, I particularly enjoy working with those that seek to enjoy the journey of life.
TermLife Mutual is a life insurance agency that primarily provides individuals, families, and business owners with Term Life insurance. While TermLife Mutual’s flagship product is Term Life insurance, we do have other insurance products and services. Our goals are to help insure America with quality life insurance.
We work with multiple life insurance companies however our primary partner is Haven Life who are wholly owned by MassMutual Life insurance company. MassMutual is an A+ rated life insurance company that has been around for over 160 years.
Most of life insurance industry is still catching up with the times of internet and technology. Most life insurance is still sold thru a life insurance agent. At TermLife Mutual, we have partnered up with one of most up-to-date technology to allow our clients to purchase life insurance without the need for agent nor medical exams (no needles). This is our strong point that separates us from most life insurance agencies. We have platform that you can complete a quick application in less than 10 minutes without the need for agent. Our partners at
has the technology and secure site for quotes and applications for our products and services. Amazingly this technology was developed by Levinson and Associates, who are leading the way in advancing life insurance products. Once you decide on the amount of your term life insurance, you can simply click for quote, scroll down until you see the LIFE icon, receive quote and then move forward with a simple application. We welcome you to the family of TermLife Mutual!